You’ve always dreamed of planning the perfect wedding, but no matter how carefully you plan it, there are many things that can go wrong – things that are beyond your control. A wedding is an investment, and as the average cost of weddings rise, wedding insurance is needed more than ever. After all, you wouldn’t buy a new car that costs as much as a wedding without insuring it against damage!
You may not want to think about it but a lot can go wrong. What if:
· Your reception venue goes out of business a month before the wedding and you lose your deposit and have to find another location?
· Your bridal shop closes, leaving you without a gown?
· Your wedding photographer calls to tell you that the photos were ruined during the development process?
For as little as $160, your wedding insurance policy can cover a variety of situations such as:
· No dress: You can get repair or replacement cost if the bride’s wedding gown or groom’s tuxedo is lost or damaged.
· Lost deposits: You can be reimbursed your deposit if a vendor goes out of business, declares bankruptcy before your wedding or simply fails to show up.
· Lost rings: You can receive repair or replacement cost if the bride or groom’s wedding bands are lost or damaged.
· Ruined photos: If your photographer’s film is defective, or negatives lost or damaged, we can help cover the cost to re-take new photos.
· Call to duty: If the bride or groom is unexpectedly called up to active duty or has her or his military service leave revoked, forcing you to postpone the vent, we can provide reimbursement for non-recoverable expenses.
· Damaged gifts: You can get repair or replacement cost if your wedding gifts are damaged.
· Venue requires insurance: As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to the property.
Wedding insurance helps make things right when something goes wrong.
If you are interested in obtaining a quote or more information about wedding insurance, please contact Colleen Lovette of GHT Insurance Agency at 804-428-0000.
Article Wrtten by Colleen Lovette for To You A Favor's Wedding Blog. Colleen will be contributing articles to give new couples a good start on life's events.
Colleen Lovette
colleen@ghtinsurance.com
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